Which offer actually pays you more?

Don't just compare the headline CTC numbers — they can hide big differences in tax regime, Professional Tax state, and how each employer structures Basic pay, all of which change your actual monthly take-home. This calculator runs each offer through the same CTC-to-in-hand pipeline as AxureOne's take-home salary calculator and shows the real monthly number side by side, so you're comparing what actually lands in your account, not just what's printed on the offer letter.

Because take-home depends on more than the CTC figure — the tax regime elected, the state Professional Tax applies in, and how much of CTC is structured as Basic pay (which drives PF and gratuity provisioning) all matter. A ₹14L offer under the new tax regime can net more per month than a ₹15L offer taxed under the old regime, for example, because the old regime's slab rates bite harder at that income level. This calculator flags exactly this kind of reversal when it happens.

The same ones as the CTC-to-in-hand salary calculator: a default 50% Basic-as-%-of-CTC (adjustable per offer), a 40%-of-Basic HRA, uncapped PF unless you toggle the ₹15,000 statutory ceiling, and the tax regime/Professional Tax state you select for each offer. Real offer letters vary in exactly how they structure CTC — use the Basic % slider to get closer to each offer's actual structure.

No — take-home pay is one input, not the whole decision. Growth trajectory, team and manager quality, ESOPs/equity, joining bonus, notice period at your current job, job security, and simple day-to-day happiness all matter too, and none of them show up in this calculator. Use this tool to remove the guesswork from the money side of the comparison, then weigh it against everything else that isn't a number.

Yes — add up to three offers side by side. Each offer gets its own CTC, tax regime, work-city/Professional Tax state, and Basic % assumption, so you can compare genuinely different offer structures rather than just three CTC numbers.